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Art Deco Real Estate works with some of the best lenders in Florida and California, offering in-house financing to its clients. 24-48 hours approval time in most cases. Here is a summary of the process :

Determine what you can afford

Each buyer is unique - and we'll help you find out just what you can afford. Your income and your debts will typically play the biggest roles in determining your price range.

Figure out your funding

A range of mortgage options are available, and we'll help you determine which can work for you - some loans require little money down. You'll also need to consider closing costs and the escrow account for taxes and insurance.

Less-than-perfect credit report?

Don't worry, there are options that are ideal for those who have a few "dings" on their credit report. Work with our lender to develop an individual mortgage program based on your unique credit worthiness.

Loan Programs

Finding the best loan program for your needs depends on a number of factors, including:

How long you'll stay in the home;

How much money you'll put down;

Is it an investment property or not?

Tax Benefits

You may be able to deduct the interest you pay on the mortgage loan and some of the financing costs of the home, such as points. And your property taxes could be deductible. You should consult your tax advisor or one of our professional tax advisors for more information.

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